Get Maximum
Value for Your Gold
Gold Loan in 15 Minutes
Rates Starting From10.8% p.a.
Zero Processing
Fees
Fees
Zero Valuation
Fees
Fees
RBI Registered
NBFC
NBFC
Free Gold Loan Insurance | No Hidden Charges | Transparent Process
RBI Registered NBFCMangalam Barter Private Limited
Gold Loan in 15 Minutes*T&C Apply
Zero Processing Fees
Zero Valuation Fees
Rates Starting From 10.8% p.a.*T&C Apply
Free Gold Loan Insurance
CCTV-Secured Gold Storage
Where Your GoldUnlocks New Possibilities.
Fast. Transparent. Secure. Backed by Trust.
At Mangalam Finance, we understand that gold is more than just a valuable possession. It carries memories, traditions, family emotions, security, and the power to support you during important financial moments. That is why our gold loan services are built on trust, speed, transparency, and care.
Mangalam Finance, operated by Mangalam Barter Private Limited, is an RBI Registered NBFC offering gold loan services designed to give customers quick access to funds by pledging their gold jewellery safely and securely.
Know More About Us
Gold Loan in 15 Minutes
Interest Rates Starting from 10.8% p.a.
Zero Processing Fees
Zero Valuation Fees
Free Gold Loan Insurance
Caratometer Based Gold Testing
Secure Gold Storage Under CCTV
Top-Up & Part Release Facility
Why Mangalam?
More Value. More Trust. More Benefits.
At Mangalam Finance, we go beyond traditional gold loans by offering higher value, lower costs and a transparent process. Your gold is safe with us, and your trust is our promise.
Highest Gold Rate Per Gram in India*
We offer one of the highest gold rates per gram in India.
Loan up to 85% LTV*
Get loan up to 85% of the value of your eligible gold.
Gold Loan in 15 Minutes*
Quick sanction in just 15 minutes.
Interest Rates Starting from 10.8% p.a.*
Competitive interest rates starting from 10.8% p.a.*
Zero Processing Fees*
No processing fees on eligible loans.
Zero Valuation Fees*
No valuation fees on eligible loans.
Free Gold Loan Insurance*
Insurance cover provided as per policy.
Safe, Sealed & Monitored Storage
Your gold is stored safely under CCTV surveillance.
*T&C Apply
Why Choose Mangalam Finance?
Transparent Process
Minimal Documentation
Flexible Tenure Options
Trusted by Thousands
Customer-First Approach
Your Gold Is Safe,
Sealed, Secured & Protected
We follow a strict security system with advanced technology and strong processes to ensure the safety of your gold at every step.
Our Security SystemAdvanced Vault & Locker Systems
Strong vaults with limited and controlled access.
Sealed Gold Loan Packets
Every packet is sealed, labelled and documented properly.
24x7 CCTV Surveillance
Continuous monitoring of gold handling and storage areas.
RFID & Tracking System
Gold packets are tracked with RFID-enabled system.
Strict Access Control
Access allowed only through authorized personnel.
Caratometer Based Gold Testing
Scientific testing for accurate & transparent valuation.
Free Gold Loan Insurance
Insurance coverage provided free as per company policy.
Safe Release Process
Gold is released only after loan closure & customer verification.
Regular Inspections & Audits
Regular internal audits ensure safety & process compliance.
Fire & Disaster Safety Measures
Branches are equipped with fire safety & disaster management systems.
How It Works
Simple Steps. Quick Funds.
Get your gold loan in a few simple steps and meet your financial needs instantly.
Visit Branch
Visit your nearest Mangalam Finance branch with your gold and basic KYC.
Gold Testing & Valuation
We test your gold using scientific methods and value it transparently.
Loan Offer
You get a clear loan offer with interest rate, tenure, LTV and repayment details.
Documentation & Approval
Complete KYC and documentation. Get loan sanction in 15 minutes*.
Secure Storage
Your gold is sealed, documented and stored securely under CCTV surveillance.
Loan Disbursement
Loan amount is disbursed to your bank account instantly.
Repay / Renew / Top-Up / Part-Release
Flexible options are available as per eligibility and repayment status.
Gold Release
Once loan is closed, your gold is released after verification.
*T&C Apply.
RBI Registered NBFC
Mangalam Barter Private Limited
Our Branches
Visit your nearest Mangalam Finance branch.
We are expanding to serve you better. Find a branch near you and experience our trusted service.
MANGALAM FINANCE
Bowbazar Branch, Kolkata
MANGALAM FINANCE
Baramati Branch, Maharashtra
MANGALAM FINANCE
Solapur Branch, Maharashtra
Our Branches
Take a virtual tour of our branches.
Frequently Asked Questions
Find answers to common questions about our gold loans.
A gold loan is a secured loan where you pledge your gold jewellery as collateral and receive funds for a specified period. The loan amount depends on the purity, net weight, value of gold, applicable LTV, eligibility, documentation, and company policy.
Customers may be eligible for a loan of up to 85% LTV on eligible loans, subject to RBI guidelines, loan amount, gold purity, net weight, applicable gold rate, documentation, eligibility, and company policy. T&C apply.
The loan amount per gram depends on gold purity, net weight, applicable gold rate on that day, LTV, eligibility, and company policy. Mangalam Finance aims to offer one of the highest gold loan values per gram in India. T&C apply.
Mangalam Finance offers gold loan interest rates starting from 10.8% p.a., subject to eligibility, loan amount, tenure, LTV, documentation, and company policy. T&C apply.
Mangalam Finance offers zero processing fees on eligible gold loans. T&C apply.
Mangalam Finance offers zero valuation fees on eligible gold loans. T&C apply.
The basic documents required are Aadhaar Card, mobile number, bank details, and PAN Card if the loan value exceeds ₹2 lakh. Additional documents may be required depending on KYC, loan amount, customer profile, and company policy.
Gold loans can be sanctioned in as little as 15 minutes, subject to KYC, gold testing, valuation, documentation, approval, and branch process. T&C apply.
Yes. Every pledged gold packet is sealed, documented, tracked, and stored securely under CCTV surveillance as per company-approved safety processes.
Mangalam Finance provides free gold loan insurance as per company policy, giving customers added peace of mind. T&C apply.
Yes. Top-up facility may be available when eligible, based on gold value, LTV, repayment status, documentation, and company policy. T&C apply.
Yes. Part-release facility may be available after eligible repayment, subject to LTV, repayment status, gold value, and company policy. T&C apply.
*T&C Apply. Loan is subject to eligibility, KYC, gold purity, LTV, documentation and company policy.
Need Funds Against Your Gold?
Get the best value for your gold with fast approval, low interest rates, and complete security.
Contact Us
We are here to help you.
Reach out to us for gold loan enquiries, branch information or any support you need.
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Customer Care +91 79801 01181
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WhatsApp +91 93311 13119
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Head Office 202/D, Bipin Behari Ganguly Street, Kolkata - 700012
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Working Hours Mon - Sat: 11:00 AM - 7:00 PM